Introducing SmallerChunks Cut Rent Into Smaller Chunks
Break down your big monthly rent payment into smaller, manageable payments. Enjoy automatic, on-time scheduling that allows you to keep more money in your account throughout the month.
From a big payment to a small payment Your rent payment is paid in full and on time. You make smaller payments throughout the month.
Less stress between paydays You keep a lot more cash in your account between paychecks so you can purchase other things you need like groceries.
No credit check required Unlike other services, we don't need a credit check because your payments are secured with a fully refundable deposit.
From a big payment to a small payment Your monthly payments are paid in full and on time. You make smaller payments every one or two weeks.
Less stress between paydays Rent and car payments are in sync with your income. Say goodbye to end-of-month budget crunches and anxiety.
Build your credit, on the house We'll automatically report your on-time payments to credit bureaus so you can earn lower interest rates on your credit cards, trips, even a new home.
How it Works
1
No Credit Check Required
We collect a 50% fully refundable security deposit when you sign up.
2
We Pay for Your Car
We pay for your car on the day your payment is due.
3
You Pay Us Back
Pick how you want to pay us back, either bi-monthly, weekly, or daily.
4
Can't pay? No Problem.
If you are ever unable to pay, we'll use your security deposit. Need it back? Just ask.
Frequently Asked Questions
What information do I need to provide to qualify?
We need some of the basics like your home address and landlord's information so that we can link the two.
Does my landlord need to approve this?
Technically no, but we prefer your landlord is on board because it makes the whole process a lot more seamless.
How are payments split?
On the first of the month, pay half your rent and we'll cover the other half. Then, pay us back in two smaller chunks throughout the month.
Is there a fee for using this service?
There is no subscription fee. However, we do charge 6% per transaction to cover the costs associated with maintaining consistent service, customer care, and other necessary services.
What happens if I don't have enough money in my account?
If you don't have enough money to cover what we paid to cover your rent, we will keep your security deposit. If you are in good standing and owe us nothing, you can request your security deposit back at any time.
